How To Reorganize and Restructure Your Debit Using Chapter 11 Bankruptcy…
Chapter 11 is a form of bankruptcy that involves a reorganization of a debtor's business affairs, debts, and assets, and for that reason is known as "reorganization" bankruptcy. It is most often used by large entities, such as businesses, though it is available to...
The Major Differences Between Chapter 7 and Chapter 13 Bankruptcy…
Filing for bankruptcy can be one of the most stressful times in your life. If you have realized that you do not have the funds to make your payments due this month or that you are close to defaulting on auto loans it is time to bite the bullet and file for bankruptcy....
5 Things To Consider When Trying to File Bankruptcy Individually Without It Affecting Your Spouse…
There are many reasons why a married couple may decide that only one spouse needs to file bankruptcy. The bankruptcy law allows a married person to file individual bankruptcy but there will be some impact on the non-filing spouse. A job loss or a series of poor...
The 4 Major Benefits of Filing Chapter 13 Bankruptcy When You Can’t Pay All Your Bills
Chapter 13 offers individuals an opportunity to save their homes from foreclosure. By filing under this chapter, individuals can stop foreclosure proceedings and may cure delinquent mortgage payments over time. Chapter 13 bankruptcy can offer some specific benefits...
Bankruptcy Tips – What to Expect When Filing For Bankruptcy…
Dealing with prolonged financial hardship can be difficult, but so is coming up with a solution to address the situation. Individuals and couples in Kentucky who are experiencing these struggles may have already considered filing bankruptcy, however they might still...
Can Student Loans Be Discharged Through Bankruptcy?
Many people seek educational opportunities to further their careers. Many of them have to finance their education with student loans, which can become overwhelmingly burdensome. Some are finding few job opportunities after they get out of school. Others have had a...
Secured and Unsecured Debt And Why Your Debt Types Matter When Filing For Bankruptcy…
Debt is accumulated in several ways and comes in many forms, but regardless it generally is categorized as secured or unsecured debt. If you have found yourself struggling financially, understanding the difference between these categories could be beneficial to you as...
What Parents Need to Know About Paternity
In most cases, a father isn't considered a legal father unless the parents of that child were married or in a civil union at the time of the child's birth. Living together or planning to be married doesn't legally make the man the legal father of the child. Therefore,...
2 Signs That Bankruptcy May Be The Best Option For You…
If you are contemplating filing for bankruptcy, it is important to understand that your choice of lawyer can have a great impact on the way your bankruptcy is resolved. It is important to work with an experienced lawyer who will be able to address every issue in your...
Divorce Tips – What You Should Do Legally as You Go Through a Divorce…
Divorce has become pretty common but most people still don't understand the whole divorce process. A family law / divorce attorney can help you understand the process and give you advice every step of the way. The following tips are just a little bit of divorce...
Are You Filing for Bankruptcy? Here is a List of Property You Can Keep…
Filing for bankruptcy is difficult but did you know that there are certain assets you can keep? In Kentucky, you are allowed to choose between state and federal property exemptions in your bankruptcy. The following is exempt property recognized by the state of...
The Next Steps You Should Take If Your Wages Are Going to be Garnished…
Wage garnishment can tip the scales, turning a tough financial situation into an impossible one. If money was already tight, the added strain of a smaller paycheck may be the breaking point. Unmanageable debt can affect the lives of individuals and can cause...
How To Create a Strategy to Reduce or Eliminate Debts…
There are multitudes of people who feel that maintaining a positive financial standing is a vital component of life. However sometimes life sends monetary woes in various forms which could be difficult to predict or plan for. While struggling with debt Kentucky...
What Happens To Your Assets When Declaring Chapter 7 or Chapter 13 Bankruptcy?…
Both Chapter 7 & Chapter 13 personal bankruptcy can eliminate overwhelming debt. Debts may include credit card debt, bank loans, medical bills, most court judgments, and deficiencies on repossessed vehicles. While struggling under the weight of financial strain...
Is Your Ex Trying To Have Your Child Reject You? That is Parental Alienation and It’s Not Allowed. Learn More…
Parental alienation is a set of strategies that a parent uses to foster a child's rejection of the other parent. Parental alienation syndrome develops in children who come to hate, fear, and reject the targeted parent as someone unworthy of having a relationship with...
Protective Order Tips – How to Get a Restraining Order in Kentucky…
Kentucky law offers a restraining order to any victims whose aggressors have been convicted of stalking or harassment. The defendant has a right to request a hearing, but if the defendant waives that right, the court can issue the restraining order without a hearing....
4 Reasons Social Media Can Be Very Dangerous For Those Going Through a Divorce, Child Custody, Or Divorce Modification Case…
During a divorce or child custody, or modification case, a parent takes to social media to vent their frustrations and rally the troops. Well-meaning friends and family may encourage the exchange, resulting in piling on and public trash-talking of the spouse, lawyers,...
What Can I Do If I Cannot Pay My Child Support?…
The law requires a non-custodial parent to pay a monthly allowance to help a custodial parent with child-rearing expenses. Child support is determined by a court in the state of residence. To ensure consistency in the amount of child support awarded to custodial...
If You or Your Ex-Spouse Is In Violation of Court Orders, We Highly Suggest Legal Representation…
If you violate a court order, you could find yourself in contempt and should have legal representation to clear up the matter as quickly as possible. If your ex-spouse is violating a court order then it's good to have legal representation to prove it in court. Being...
Divorce Advice – 6 Clear Indicators It Is Time To Get a Divorce…
You never want to leave a marriage thinking you didn't do everything you possibly could do to save the marriage. But remember that not every marriage is meant to be saved. It is no surprise many married couples refrain from getting a divorce for far longer than they...
6 Benefits Of Family Law Mediation During A Divorce…
If negotiation with the other party proves unsuccessful, resolving issues through informal negotiations of mediation may be a good alternative. Mediation is an informal process that lets both parties discuss important issues in a structured environment. A neutral...
What Are A Biological Father’s Rights As It Pertains To Child Custody?…
Biological parents have a right to seek legal or physical custody of their child or child visitation, regardless of whether they were married or not when the child was born. As a father, you are still a biological parent, and so you have as many parental rights to...
What is a Collaborative Divorce? How You May Be Able To Avoid Litigation…
In Kentucky, collaborative divorce allows both spouses to avoid litigation. If you cannot come to terms with your spouse on major decisions, like how to divide your assets and property, spousal support, or other important decisions, you might consider the...
How Do I Talk to My Kids About Divorce?…
Divorce is a stressful experience for everyone involved, and it can be especially traumatic for children. If you and your spouse are considering a separation or divorce, keep it to yourselves until you know for sure. Your kids are on a need-to-know basis and they do...
Can a Prenuptial or Postnuptial Agreement be Modified or Revoked?…
A prenuptial agreement, antenuptial agreement, or premarital agreement (commonly referred to as a prenup), is a written contract entered into by a couple prior to marriage or a civil union that enables them to select and control many of the legal rights they acquire...
How is Custody Determined in Cases of Unmarried Parents?
When most people think of child custody, they think of divorce. In the divorce process, parents reach an agreement about where children will live, how the children will be financially supported, and how much time each parent will spend with the children. If the...
If I Relocate, Will It Affect Our Child Custody Agreement?
Yes. If you have joint-custody of a child and one of you decide to relocate, it can impact your custody agreement. The relocating parent might not be allowed to move the child with them. If one parent is in opposition, you will have to settle it out in court. If a...
Does Cheating Impact Maintenance (Spousal Support) in a Kentucky Divorce?…
It is no secret that a large percentage of marriages are broken up because of infidelity and financial problems. If your marriage has unraveled because one of you cheated, you may be wondering if adultery impacts a spouse's right to receive maintenance, which other...
Do Incarcerated Parents Pay Child Support in Kentucky?
There are approximately 1.49 million people in federal and state prison. More than 50 percent of those inmates have one or more children under the age of 18, leaving an estimated 2.7 million children with a parent incarcerated. In addition, a 2003 study estimated that...
Prenuptial Agreements: Watch For These 3 Common Mistakes…
A prenuptial agreement is an agreement made by a couple before they marry concerning the ownership of their respective assets and debt should the marriage fail. The agreement is a legally binding contract. The contract determines how the couple's debt and property...
Can I Change the Terms of My Divorce Settlement?…
Divorce is a highly contentious ares of law. Divorcees are not as quick to turn toward private settlement negotiation to resolve their dispute. Once you sign your divorce agreement, or after a family court has issued a judgment, it can be difficult to change the terms...
Divorce Tips and Advice… Is Dating During Divorce a Problem?
As much as you might think that you are ready to move on, dating during divorce can have serious implications. It can hurt you both legally and financially. It is also not likely to do you any long-term good emotionally, either. Yes divorce can be a lonely,...
6 Tips For Helping Your Children Through a Separation or Divorce…
Telling your kids about your pending divorce may be the most difficult conversation you'll ever have. It's only natural for children to want their parents and their family to stay together. While you and your spouse are able to clearly understand why you must proceed...
How to Discover Assets Your Spouse Is Hiding During Your Divorce…
Once the divorce process starts, many individuals will do whatever they can to hold on to what they feel is their own money when marital property is divided. Some people even have secret accounts and other financial activities during the entire length of the marriage....
5 Reasons Why Estate Planning Makes Sense for Almost Everyone….
If you have garnered some assets during your lifetime then you most definitely need estate planning. For those of you that hear about estate planning and push it off because you think that is for people more wealthy then you... think again! The following are 5 reasons...
Reasons Why You Should Designate a Power of Attorney (POA)…
A power of attorney (POA) is a legal document in which (you) called the Principal, designates another person, called the Agent or an attorney-in fact to act on your behalf to make decisions in specified matters or in all matters. A power of attorney is in effect only...
(859) 371-0730
Helmer Somers Law
7415 Burlington Pike
Florence, KY 41042
Mon–Fri: 8:30am - 5:30pm
Sat–Sun: Closed, by appointment only
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Copyright ©2024 - Helmer Somers Law. All rights reserved.
Internet Presence by Main Street Marketing
(859) 371-0730
Helmer Somers Law
7415 Burlington Pike
Florence, KY 41042
Mon–Fri: 8:30am - 5:30pm
Sat–Sun: Closed, by appointment only
Cash, MasterCard, Visa, Discover, Check
Copyright ©2024 - Helmer Somers Law. All rights reserved.
Internet Presence by Main Street Marketing