Wage garnishment can tip the scales, turning a tough financial situation into an impossible one. If money was already tight, the added strain of a smaller paycheck may be the breaking point. Unmanageable debt can affect the lives of individuals and can cause challenges that only continue to increase in severity as time passes. Individuals in Kentucky who face garnishment and wish to know more about how to protect their financial futures may find it helpful to seek insight into the protection provided through bankruptcy.
What is Garnishment?
If you have accounts that have fallen behind, your creditors may take action to recover losses. They can do this by getting a garnishment started. First a creditor must file a suit and obtain a court order to get the process started. Secondly, they may proceed to file the paperwork to begin the garnishment.
When You Receive Notification…
When you receive the notification of an impending lawsuit the following are a few of your options…
- Reaching out to the creditors and trying to set up an arrangement through negotiations.
- Prepare a strong defense and challenge the decision to garnish wages.
- Talking to an attorney to seek protection and relief from debt
Seek the Advice of an Attorney
Individuals in Kentucky who wish to seek advice in making informed decisions could benefit from retaining the services of an experienced attorney for insight on how best to approach the situation. And for assistance in preparing to protect your interest through the proper channels.
Does Bankruptcy Make Sense?
Deciding whether or not bankruptcy is the best option for you can be difficult. It is critical for you to understand all of your legal options. The attorneys will take the time to understand the details of your unique circumstances to develop the best legal strategy to solve your debt problems. When you hire an attorney, the attorney will generally send out notices to your creditors. If a debt collector receives a notice from an attorney who represents you, they can only contact the attorney.
We are committed to helping families resolve legal challenges and get back to their lives. We offer the guidance and support that you will need when you are involved with the legal system.
Contact Us (859-371-0730) for a Consultation Today
About Helmer Somers Law
Helmer Somers Law helps individuals and businesses navigate the complex system of rules that accompany all legal situations. We are licensed to practice in both Kentucky and Ohio and offers flexible, affordable payment terms for our services. We welcome the opportunity to earn your trust and become your lawyer for life! It’s a fact of life in the modern world. There comes a time for virtually every adult American when the services of a competent, dedicated lawyer are required. Circumstances such as divorce, bankruptcy, estate planning or an income tax audit demand that your rights be protected, and your long-term interests advocated for with diligence and perseverance. When you call Helmer & Somers Law, you can rest assured that they will be.